Fertility Glossary

Health Maintenance Organisation (HMO)

A company that manages health insurance cover for members.

HMOs arrange care through listed hospitals and require authorisation for many services. Cover for fertility care varies widely, and consultations or scans are more often covered than treatment.

Related terms

HMO cover

What your specific health plan will actually pay for.

National Health Insurance Authority (NHIA)

The authority regulating health insurance in Nigeria.

Self-funded treatment

Paying for treatment yourself rather than through insurance.

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