Back to glossary

Fertility Glossary

Gap payment

The difference between the clinic's fee and the Medicare rebate.

Costs and funding

The gap is what you pay yourself after the rebate. For fertility treatment it can be substantial and varies between clinics for the same service, so it is worth asking for the expected out-of-pocket cost per item rather than the headline fee alone.

Sources

  • Royal Australian and New Zealand College of Obstetricians and Gynaecologists (ranzcog.edu.au)
  • Healthdirect Australia (healthdirect.gov.au)

Last reviewed: 10 September 2026. Written by the Antega Editorial Team. General information only โ€” always follow the advice of your own clinic, doctor or pharmacist.

Explore in-depth guides

Learn more with Antega's fertility guides and articles.