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Fertility Glossary

Private health insurance

Optional cover that may pay hospital costs for fertility treatment.

Costs and funding

Hospital cover at an appropriate tier may pay day-hospital and some in-hospital costs for assisted reproductive services, subject to waiting periods — typically 12 months for pregnancy-related and ART services. Extras cover does not pay for IVF. Check your policy specifically for assisted reproductive services before assuming you are covered.

Also known as: private cover, health fund, hospital cover

Sources

  • Australian Government Department of Health, Disability and Ageing (health.gov.au)
  • Healthdirect Australia (healthdirect.gov.au)

Last reviewed: 10 September 2026. Written by the Antega Editorial Team. General information only — always follow the advice of your own clinic, doctor or pharmacist.

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