South African healthcare & funding
On some scheme options there is a gap between exhausting your medical savings account and reaching the annual threshold at which the scheme resumes paying day-to-day claims. During that gap you pay in full. Knowing where you are in the cycle helps you decide when to start a treatment cycle.
Also known as: SPG, self payment gap
Related South Africa guides
Sources
- Council for Medical Schemes (South Africa)
Last reviewed: 8 September 2026. Written by the Antega Editorial Team. General information only — always follow the advice of your own clinic, doctor or pharmacist.