Medical savings account

Many medical scheme options include a savings account funded from your monthly contribution, which pays day-to-day claims such as consultations, scans and some medicines. Because fertility treatment is expensive and savings are limited and reset annually, planning which costs to claim and when can matter. Once savings are exhausted, remaining costs are usually self-payment.

Also known as: MSA, savings account, day-to-day benefits

Last reviewed: 8 September 2026. Written by the Antega Editorial Team. General information only — always follow the advice of your own clinic, doctor or pharmacist.